Compare Medicare Plans Below To See Which One Would Be Best For Your Situation.
Compare Medicare Plans
UNKNOWN
PART A
PART B
PART C
PART D
MEDIGAP
ANCILLARY
What is it and what does it cover?
Part A includes hospital benefits such as inpatient stays, skilled nursing facility visits, hospice, and home healthcare.
Part B includes medical benefits such as outpatient care, screenings and preventative care, medical equipment, urgent and emergency care.
Part C, or Medicare Advantage, is required to offer the same coverage as parts A and B, but may offer additional benefits depending on the plan.
Part D covers most outpatient prescription drugs and some diabetic supplies such as needles and alcohol swabs.
Also known as a Medicare Supplement, Medigap covers out-of-pocket costs associated with part A and B. Examples may include coinsurance, copays, and deductibles.
Ancillary coverages are additional options that may offer standalone dental, vision, hearing, accident, or cancer, heart attack, and stroke coverage.
Where does it come from?
The Federal Government administers Part A
The Federal Government administers Part B
Part C is regulated by the Federal Government but is administered by private insurance companies.
Part D is regulated by the federal government but is administered by private insurance companies.
Medigap plans are administered by private insurance companies.
Ancillary plans are administered by private insurance companies.
What do I pay?
Coinsurance, copays, and deductibles, premiums (if applicable).
Coinsurance, copays, and deductibles, premiums.
Coinsurance, copays and deductibles, premiums. Some beneficiaries may be eligible for state assistance to reduce or eliminate out of pocket expenses for eligible services.
Coinsurance, copays, and deductibles, premiums. Some beneficiaries may be eligible for state assistance or LIS to reduce or eliminate some of these costs.
Premiums. Depending on the plan, beneficiaries should have low or no out of pocket costs. Each plan is different and you can review your costs in detail.
Coinsurance, copays, deductibles, premiums. Each plan offers different coverage options. Because of this costs can vary.
Does it cover prescriptions?
Prescriptions can be covered as a part of an inpatient stay.
Some outpatient medications that are administered in a doctor’s office may be covered.
Only if the Medicare Advantage plan includes Part D coverage as a benefit.
Part D covers most outpatient prescription drugs. It is important to ensure that your medication is included in the plan formulary.
Does it cover Dental?
Yes, benefits vary plan to plan, and it is important that you read your plan’s explanation of coverage document to check the extent of your coverage.
Yes. Dental coverage is included in some ancillary plans.
Does it cover Vision?
Yes, but coverage is limited to specific services and for specific eye diseases. Coverage does not usually include routine eye exams, refractions, or glasses.
Yes, benefits vary plan to plan, and it is important that you read your plans explanation of coverage document to check the extent of your coverage.
Yes, vision coverage is included in some ancillary plans.
Does it cover Hearing?
No, and Part B covers diagnostic hearing and balance exams if your provider considers them medically necessary to diagnose a medical condition. Other conditions apply for seeing an audiologist once per year.
Yes, benefits vary plan to plan, and it is important that you read your plans explanation of coverage document to check the extent of your coverage.
Yes, hearing benefits can be included in some ancillary plans.
Does it give money back?
Yes, Yes, benefits vary plan to plan, and it is important that you read your plans explanation of coverage document to check the extent of your coverage.
Where can I learn more?
Medicare Assistance
It looks like you could use some help with Medicare. Contact Us below!